Ruthless Octopus

An octopus has one centralized brain and eight mini brains, one in each tentacle, giving it remarkable precision and control.

Hello, I'm Ruthie Ginter

Ruthie Ginter

I'm a Real Person

Don't take my word for it. Come see my pages for yourself.

For more than thirty years I worked in hospital laboratories as a Clinical Laboratory Scientist (MT, ASCP), where getting the numbers exactly right was never optional. A University of Kentucky graduate, I carry that same accuracy and attention to detail into everything I do now.

Ruthless Octopus is where it all comes together: numbers, money, and the patience to chase down every last detail. Ruthless, in my book, means relentless on your behalf. As a taxpayer refund recovery specialist, I will be ruthless in recovering what you are owed.

What I Do

Skills & Specialties

Please Know This First

I will NEVER ask for your banking information or a credit card. Ever. If we recover your money, a check is mailed directly to you. No risk involved.

💰 Overages & Surplus Funds

Is Money Waiting for You?

When a property is sold at a tax sale for more than the taxes owed, the extra money, called the overage or surplus, belongs to the former owner. Most people never know it exists. I find it, and I help people claim what is theirs.

Don't wait. Surplus funds can expire, and once the deadline passes, that money may be gone for good.

Check for My Money

🪙 Crypto & DeFi

Blockchain and beyond.

Student of decentralized finance through Decentralized Masters, a highly selective program.

📊 Bookkeeping

QuickBooks ProAdvisor Level 1 certified and Intuit Bookkeeping trained. Reconciliations, invoicing, payroll, journal entries, year-end preparation.

Intuit Bookkeeping Trained
QuickBooks ProAdvisor Level 1 Certified
Ruthie Ginter

Ruthie Ginter

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